DANA launches ‘Premium Mini’ to educate teens on digital finance

Indonesia – Indonesian digital wallet DANA has rolled out ‘DANA Premium Mini (Premini),’ enabling teenagers to learn safe and responsible digital finance practices.

The initiative allows teenagers aged 13 to under 17 to open a DANA Premium account through an electronic Know Your Customer (e-KYC) process using a Child Identity Card (KIA) with parental consent.

DANA Premium Mini accounts have a maximum balance limit of IDR 2,000,000 and support balance top-ups, QRIS payments, and transfers between users. Activation requires digital approval from parents, who can monitor transactions and guide spending through the “Send Money” feature, promoting financial learning within families.

The launch aims to expand access to inclusive and educational digital finance while fostering financial literacy and mindful transaction habits from an early age. It is the result of collaboration between DANA, the Civil Registration Agency (Dukcapil), and the Ministry of Home Affairs (Kemendagri), supporting the national Digital Public Infrastructure (DPI). KIA-based e-KYC ensures that young users’ identities can be verified quickly, securely, and in accordance with national data protection regulations.

The development of DANA Premium Mini is informed by the 2025 National Survey of Financial Literacy and Inclusion (SNLIK) from the Financial Services Authority (OJK) and the Central Statistics Agency (BPS), which highlighted gaps in access to financial services among teenagers. At DANA, demand from teens for digital financial services and parental interest in safe usage guided the introduction of the feature.

The initiative also aligns with Government Regulation (PP) Number 17 of 2025 on Electronic System Implementation in Child Protection (PP TUNAS), reinforcing a safe and healthy digital payment ecosystem.

The launch complements the government’s agenda to increase financial literacy and inclusion among Indonesian teenagers, aiming for a 93 percent financial inclusion rate by 2029 as outlined in the 2025–2029 National Medium-Term Development Plan.

Vince Iswara, CEO and co-founder of DANA Indonesia, shared, “DANA is committed to being a bridge for financial inclusion and helping Indonesians build healthy financial habits. This commitment is the foundation of every innovation we develop—ensuring that access to digital financial services is inclusive and secure for everyone, including the younger generation. Through DANA Premium Mini (Premini), teenagers can learn to manage digital finances safely.”

“DANA also extends its appreciation to the Directorate General of Population and Civil Registration (Dukcapil) of the Ministry of Home Affairs for its collaboration in implementing electronic identity verification (e-KYC). Since our establishment and until now, this synergy has enabled broader e-KYC coverage, including for youth through DANA Premini, which uses the Child ID (KIA) as an official verification document suited to teenagers. With this, we invite the public to nurture Indonesia’s young generation to grow into financially responsible and digitally savvy individuals in today’s digital era,” he added.