As the joyous Raya season approaches, brands have a unique opportunity to connect meaningfully with their Muslim consumer base by aligning their messaging, products, and initiatives with Islamic values and cultural sensitivities. Beyond festive promotions, this period calls for authenticity, inclusivity, and a deep understanding of the traditions that shape consumer preferences.

Ahead of these festivities, Mastercard and Crescent Rating recently released a report highlighting consumer trust and brand engagement in the growing Muslim markets of Indonesia and Malaysia. With Indonesia being home to the world’s largest Muslim population and Malaysia positioned as a global leader in the Halal economy, both markets present valuable opportunities for businesses looking to align with the needs and expectations of Muslim consumers.

The study highlighted that around 90% of Indonesian and Malaysian consumers prioritise brands that follow faith-based values and principles, and around 40% of consumers turn to social media platforms like TikTok and Instagram to discover brands.

To better understand how brands should connect with their Muslim consumers genuinely, we recently sat down with Aisha Islam, senior vice president of Customer Solutions Center for Southeast Asia at Mastercard to create better experiences that meet the evolving needs of Muslim consumers.

Consumers want to be part of the narrative

For Aisha, one of the key observations amongst Muslim consumers nowadays is that they are increasingly seeking sustainable and mindful experiences that align with their beliefs and lifestyles in a holistic manner, not just Halal-compliant products. Moreover, digital-first consumers don’t just want to hear brand stories; they want to be part of the narrative.

“Brands should transition from storytelling to ‘storymaking’ to better create and curate experiences that resonate with consumers’ values, passions, interests, and most importantly, their identities, including their religious identities. This approach is key to forging genuine connections for their customers,” she explained.

This explains why many Muslim consumers gravitate to brand loyalty programs, with around 66% of Malaysian consumers engage in brand loyalty programs, with 70% finding them highly effective, presenting a clear opportunity for businesses to improve customer retention strategies. Despite only 24% of respondents in Indonesia engaging in brand loyalty programs, both consumers from these markets show a strong belief in the effectiveness of these programs, with more than 65% of respondents rating them positively.

Speaking about brand loyalty amongst Muslim consumers, Aisha also added, “Brands should consider how to engage with communities through social media, events, and partnerships with relevant influencers or organisations. Investing in value-added loyalty programs that go beyond just discounts is crucial. For example, offering loyalty redemption opportunities to support charitable causes that resonate with their desire for community support and ethical spending.”

A good example of where proper engagement with Muslim consumers comes into play is in travel, where Muslim travellers are increasingly using technology to personalize their travel experiences through apps that help them locate Halal food outlets, Qibla directions, and prayer timings.

At the same time, Aisha also stated that brands must consider other benefits such as exclusive access to events, personalised content, and community-driven initiatives to foster a sense of belonging and community. These can be amplified during  Ramadan, Eid al-Fitr, and Eid al-Adha, helping brands creating meaningful and memorable loyalty with their Muslim customers.

To follow the needs of Muslim consumers, she advises brands to follow the ‘TRUST’ framework, which stands for Transparency, Respect, Understanding, Service, and Technology; as these are the foundational elements for establishing and maintaining long-term relationships with Muslim consumers. 

Using data analytics to improve customer relationship

Aisha notes that as with any effective customer relationship strategy nowadays, digital engagement is an essential part of any customer relationship today. Utilising platforms such as social media campaigns, online communities, and mobile apps can foster a strong, interactive relationship with the audience.

In the Muslim context, however, Aisha specifies that it is important that brands ensure that their branding and advertising efforts are inclusive and reflective of Muslim identities while resonating with a wide audience. 

“Brands do need to be sensitive to develop marketing campaigns with appropriate imagery, language, and messaging that respects and reflects Islamic values and culture,” she stated.

The report highlights that cultural and faith sensitivity plays a crucial role in consumer engagement, with nearly 90% of respondents highlighting the need for brands to honour their faith traditions. Companies that meet these expectations are more likely to earn consumer trust and foster long-term loyalty.

To better align with Muslim consumer needs, Aisha also encourages brands to leverage training to ensure that their staff is appropriately trained in cultural sensitivity and accessibility to accommodate Muslim consumers.

“Rather than relying on the perception of broad accessibility, proactively reach out to the Muslim demographic providing them with suitable options upfront. For instance, highlight facilities and services designed to respect and cater to faith practices, such as prayer spaces, Halal food options, and appropriate privacy measures,” she stated.

She also added that by leveraging data analytics, brands can deliver hyper-personalised experiences and product offerings that align with individual consumer preferences and speak to their values and expectations.

“When it comes to products, provide detailed information about their sourcing and certification to build trust with your consumers. Consumers across the board value authenticity and transparency, so aligning your brand’s messaging and actions with the values and expectations of the Muslim community is crucial to meeting their expectations. This approach helps establish strong, lasting relationships and ensure long-term success in this segment,” she further explained.

How to enforce brand credibility to consumers and community leaders

Online platforms are crucial for brand visibility and consumer engagement. In Indonesia, TikTok and Instagram dominate as key channels for customer interactions, whereas Malaysia demonstrates a more diverse approach, blending digital advertising, in-store promotions, and personal recommendations. 

In the report, they indicate that short-form video content, influencer partnerships, and genuine brand narratives are particularly effective in capturing the attention of Muslim consumers.

To reinforce credibility to Muslim consumers through these channels, Aisha notes that brands must forge strategic alliances with community leaders and influencers is important to enhance credibility and amplify their message in a culturally respectful way. According to her, these partnerships can provide nuanced insights, ensuring your narrative or messaging resonates.

“The importance of developing social marketing campaigns with appropriate imagery, language, and messaging is just as critical as messages can be easily misconstrued or reach unintended audiences,” she said.

Aisha added, “Encourage dialogue by asking for feedback, responding to comments, and engaging in conversations between your spokespeople and the community. This demonstrates that you value the opinions of your audience.”

Moreover, she added that most ASEAN markets have their approach to the halal industry, reflecting distinct cultural, economic, and policy-driven strategies. For her, being mindful of these nuances ensures that their culture is represented respectfully. 

Lastly, for brands targeting the mass market Muslim consumers, Aisha asks brands to consider an educational aspect in the content they are creating as this can help foster understanding and appreciation among a broader audience. 

“Implement narrative-driven content strategies that showcase real stories and experiences from the Muslim community. This approach seeds deep emotional connections and reinforces brand authenticity. By focusing on community engagement, authentic storytelling, and strategic partnerships, brands can create meaningful and respectful media that can go a long way in fostering loyalty among Muslim consumers,” she concluded.

Delivering personalised and impactful customer experiences at scale is a critical challenge for industry leaders. Consumers expect seamless, relevant interactions across multiple platforms, from social media and mobile apps to websites and in-person engagements. 

However, the complexities of cross-platform engagement require businesses to integrate advanced data analytics, AI-driven personalisation, and agile marketing strategies to ensure consistency and effectiveness. Companies that master this approach can deepen customer relationships, enhance brand loyalty, and drive long-term growth.

From leveraging real-time data insights to optimising omnichannel marketing efforts, businesses must adopt a holistic, customer-centric mindset to remain competitive. By understanding these complexities and implementing tailored engagement strategies, organisations can position themselves as market leaders in the era of digital personalisation.

These aforementioned objectives are what industry leaders from across Southeast Asia discussed in the recently concluded What’s NEXT in Marketing: Customer Engagement in 2025, which equipped marketers with transformative insights and strategies to meet evolving customer expectations.

How brands can engage with AI-powered customer engagement

Kicking off the webinar was a keynote presentation from Ranya Arora, senior strategic business consultant at Braze as she discussed the latest trends in customer engagement and how these strategies can help brands in their engagement strategies amidst a constantly changing online environment for consumers.

In the presentation, Ranya highlighted that proper customer engagement online is important, citing data from Deloitte which states that around 50% of Gen Z consumers are concerned that too much device usage is negatively affecting their physical and mental health. For Ranya, businesses should be wary when navigating this ongoing online fatigue from consumers.

“I think we all can agree that customer life cycle strategies are important in reducing that fatigue and the key benefits of doing that come into place because they allow you to have a better customer experience which helps you improve your marketing efficiency, as well as the core component of driving retention and profitability,” she explained.

To properly navigate the needs of customers online, brands must tackle these four particular challenges:

  • Marketers struggle with obstacles to both creativity and strategy in customer engagement
  • Many marketers still don’t have a clear view of their customers
  • Teams need more collaboration to close the customer engagement feedback loop
  • Most brands haven’t built a foundation for successful cross-channel marketing

“We believe that the fundamentals of growth will truly remain constant, which means if you acquire and activate your customers more efficiently and you engage and keep them around for longer, you will eventually make more money from the customer,” she added.

Ranya also added that the ‘secret sauce’ for consistent growth amongst businesses remains the same: consists of acquisition & activation, engagement, and monetisation. Moreover, she also stressed the importance of AI-powered strategies, stating that tools are designed to create (work smarter in crafting memorable customer experiences), personalise (tailor experiences, content, recommendations and journeys – all at scale), and optimise (automate experiences and maximise the potential of every touchpoint).

“AI-powered tools can recommend items that are most likely to resonate with every customer for different industry verticals–this could be products, games, songs, meals, and content among others. This links into orchestration and helps you serve up the right campaign or journey variant to the right person based on everything you know about them,” she further stated.

Integrating digital strategies across multiple platforms

Next up taking the spotlight is a fireside chat with Rajesh Grover, group vice president of AI, digital & omnichannel at Kanmo Group to discuss how their company enhances customer engagement by integrating digital strategies across multiple platforms for a seamless omnichannel experience. 

Moreover, the session–which was moderated by Fatima Baduria, regional journalist at MARKETECH APAC–also delved into how brands should leverage digital innovations to adapt to evolving customer expectations and maintain competitiveness in a dynamic market.

For Rajesh, regardless of the size of the business is knowing your customer–meaning who pays the business for products or services. Moreover, he also stressed the importance of making colleagues in the company understand why omnichannel is important for them–but also offering a piece of advice about using these technologies.

“There is no magic wand in terms of technology, which you can deploy in your companies or your business that will turn around your business if you don’t have a clear idea of what your customers need. And then it is all about mapping out your roadmap, not getting too ambitious, understanding and implementing it slowly, but fool-proof,” he explained.

In addition, he also highlighted how strategic implementation is also important, which means that brands should focus more on depth over breadth (i.e. better to execute a few things well rather than spreading too thin). Also, a strong feedback loop is essential where brands must think from the customer’s perspective to assess if their systems are truly working.

He also highlighted that many businesses mistakenly focus on adding multiple sales channels without properly integrating data and teams. For him, siloed data – different channels often operate independently without shared insights, leading to poor customer experience. Hence, personalisation should be a key strength in a brand’s customer engagement strategy.

“If you’re still relying on discounts to drive engagement, you’re missing the point of true personalisation. Personalisation isn’t just about using a customer’s name in an email. It’s about knowing what makes them feel valued,” he added.

On leveraging modern marketing technology to enhance customer engagement

Next up on the webinar was a panel discussion featuring industry leaders Dian Paskalis, country director of growth & regional vice president of online marketing at Cove Indonesia; Jogent Emmanuel Tan, marketing director at Domino’s Pizza Philippines; and Caroline Wee, vice president of brand and strategy at Loob Holding (Tealive) as they emphasise the importance of cross-platform engagement, discussing common challenges and effective strategies for seamless implementation across multiple channels. The session was moderated by Ranya Arora.

In the discussion, Karen emphasised the need for brands to be ‘real’ and authentic,’ ensuring that engagement is based on genuine customer needs rather than assumptions. Meanwhile, Jogent highlighted ‘personalisation’ as the key to capturing attention, as customers now expect tailored experiences rather than generic marketing. Lastly, Diyan focused on ‘connection,’ explaining that brands must shift from talking to customers to talking with them, fostering deeper relationships through meaningful interactions.

The discussion also highlighted how data and AI are transforming customer engagement by enabling personalisation at scale, but brands must use them wisely. Companies like Domino’s Pizza and Tealive leverage CRM tools and AI-driven insights to analyse customer behaviour, predict preferences, and tailor marketing strategies. 

It is worth noting, however, that scaling personalisation comes with challenges—over-reliance on data can lead to misleading assumptions, as what customers say they want often differs from what they actually buy. In order to avoid hyper-personalisation pitfalls, brands must balance automation with human intuition, ensuring that personalisation efforts remain practical, cost-effective, and genuinely beneficial to customers.

“Marketing today isn’t just about running ads—it’s about being where the customers are. People engage with brands across multiple platforms: social media, food delivery apps, e-commerce sites, and even offline stores. The key challenge? Making sure that branding, messaging, and promotions are consistent across all these touchpoints. That’s where data-driven marketing becomes so valuable,” Jogent said.

Carol also echoed these sentiments, stating, “A common mistake brands make is relying too much on first-party data without questioning it. We have to remember that what customers say and what they actually do are often two different things. Instead of making drastic changes based on survey results, we overlay multiple data points—transaction history, market trends, AI insights—to make better-informed decisions. The future of engagement isn’t just about collecting data—it’s about knowing which data actually matters.”

Speaking on the aspect of personalisation strategies for brands, Diyan offers up his advice, “There’s always a fine line between effective personalisation and over-complication. The effort needed to hyper-personalise can sometimes become too costly or too complex, and the return might not justify it. For example, in the rental market, people take anywhere from one week to six months to make a decision.”

He added, “If we invest too many resources into micromanaging their preferences in the first week, we might lose efficiency. Instead, we focus on prioritising the most impactful personalisation efforts—things that actually lead to higher conversions, rather than just making the experience more complicated for the sake of it.”

The webinar was attended by 187 attendees representing brands across Asia-Pacific such as 2GO Group, ALL IT Hypermarket Sdn Bhd., AboitizPower, Bayer, Burger King Malaysia, Carsome, Filinvest Land, Inc., Fitness First Singapore, Home Credit, Jollibee Foods Corporation, JustCo Global, Lamudi, Malaysia Aviation Group, Mastercard, Minor Hotels, National Heritage Board (NHB), Philippine Bank of Communications (PBCOM), Power Mac Center, PT. Nutrifood Indonesia, Reckitt, and Westpac, amongst others.

If you missed attending it, you can catch the on-demand access to the webinar, where brands explore strategies to boost customer engagement and loyalty. Register HERE for free.